Intelligent Risk Student Essay

Requirements:

Enrolled university and technical college students only (correspondence by academic e-mail only)
1,000 words maximum

Submission Deadline: 12pm ET on April 19, 2026.

Essay Question: “Thinking from a financial industry regulator's perspective, what changes are needed over the next 5 years and why?”

Judges: Your essay will be judged by a panel of academics and practitioners.

Award: The top essay will be published in the June 2026 issue of Intelligent Risk.

Download essay template

Essay Judges

Andrea Calef
Associate Professor in Finance
UCL School of Management


Rick Nason
Associate Professor of Finance at Faculty of Management
Dalhousie University


Nadia Al Qassab PRM, MBA, SCR
Senior Risk Lecturer 
Bahrain Institute of Banking and Finance (BIBF)


K. Balasubramanian, Ph.D., FRM
Independent Advisor
KB Risk Advisors


Jammi Rao, FRM, ICD.D
Vice President, Business Services, Risk & Regulatory Practices
Credit Union Deposit Guarantee Corporation (Alberta)


Dan diBartolomeo
Owner & President
Northfield Information Services, Inc.