Naeem Siddiqi, EY
Naeem Siddiqi is a globally recognised expert in credit risk management and the acclaimed author of Credit Risk Scorecards (2005) and Intelligent Credit Scoring (2017). He has helped hundreds of international banks create internal credit risk analytics capabilities, and trained lenders in dozens of countries on the art and science of credit scorecard development. Naeem has spent over two decades developing industry leading credit risk and risk infrastructure solutions – leveraging traditional and alternative datasets – for global financial institutions.

At EY Canada, Naeem leads the Risk Analytics & Solutions practice that helps financial institutions extract value from their data – in particular, helping banks navigate and assess advanced analytics including machine learning and artificial intelligence.

Fred Lavoie, Flinks
Fred Lavoie is the co-founder and COO of Flinks. His job is to be the human equivalent of a particle accelerator: scaling operations to sustain the rapid growth of the organization, with the belief that radical integrity is the foundation of true world-class teams.

Prior to founding Flinks, he has launched multiple startups in the e-commerce and tech spaces, including some successes and many failures. Today, he is leveraging his learnings to propel Flinks’ mission: to organize the world’s financial data.

Outside of finance, Fred is an avid reader, an infantry officer in the Canadian Armed Forces’ Reserve, and runs ultramarathons on occasion.